What's Your Social Security IQ?

There are thousands of ways to claim Social Security benefits—and impact the size of your eventual check—so it's a good idea to familiarize yourself with the program's ins and outs. Take this quiz to see where your Social Security IQ stands now.

CNBC
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On Sep 2, 2015
1 / 5

You will receive the same monthly Social Security benefits (adjusted for inflation) no matter what age you start collecting.

2 / 5

Survivors can collect Social Security benefits based on their deceased spouse’s work history and earnings once they reach age 70½, even if they have no children.

3 / 5

You can receive Social Security benefits based on your ex-spouse’s work history if your marriage lasted at least 10 years and if you never remarried.

4 / 5

Once you start collecting Social Security benefits, your payments are adjusted for inflation only after age 70 (because that is considered the full retirement age by the federal government).

5 / 5

The government requires that you take Social Security benefits as soon as you stop working (full-time) completely.

5
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