What type of spender are you?
What type of spender are you?
Are you the type of person to spend ALL your money in a matter of minutes? Or do you make your money work for you?
Are you the type of person to spend ALL your money in a matter of minutes? Or do you make your money work for you?

It's payday, what do you do?
A long lost mysterious uncle has left you a small fortune how do you react?
You have $20 to grab dinner for a family of four, how do you spend it?
You have just found $10 on the footpath and after enquiries to find the owner conclude you can safely keep it for yourself. What do you do with it?
There is a 90% sale on at your favourite store, but your car needs a warrant... and it's payday... what do you do?
You spend so much that Intervention is required
You spend so much that Intervention is required
Whether you earn a little or a lot, money escapes your grasp like the sands in an hourglass.....and you could probably spend it faster than disappearing grains of sand.
While it's fine to treat yourself, does someone really need a shirt/shoes, for every single day...of the year? (The correct answer is no).
But what happens in an emergency and you have no cash? Are you forced to use pay advances or ask whānau for money?
Get yourself out of that situation and into a better financial peace of mind. After all the more money you have...the more you can spend.
Give us a call on 0800 355 553 or visit us at www.twoa.ac.nz to find out more about saving options, property investing, stocks, wealth creation and wealth protection!
You are a Survivor spender
You are a Survivor spender
You are a survivor spender!
Chances are you live pay cheque to pay cheque. and because of this you probably don't realise you can start making your money work for you, even though the day before payday you are technically broke.
You are not stupid with your money, it all goes on really important items, but you can do better.
Let us show you how with our FREE money management course.
Give us a call on 0800 355 553 or visit us at www.twoa.ac.nz to find out more about saving options, property investing, stocks, wealth creation and wealth protection!
You are a financial legend!
You are a financial legend!
You are a financial legend.!
Smart and sensible with your cashflow you keep your finances sorted with commonsense.
You could possibly do better and make your money and savings work a little bit harder for you.
But with mo money comes mo problems and you need to know how to protect your financial interests.
Find out with our FREE Money Managment course.
Give us a call on 0800 355 553 or visit us at www.twoa.ac.nz to find out more about property investing, stocks, wealth creation and wealth protection!